The 3 Worst Financial Habits That Keep You Poor! | Dean Graziosi

Peter Sage, serial entrepreneur, transformation coach, and author of The Inside Track: The Ultimate Guide to Conquering Adversity, breaks down his four levels of consciousness framework (To Me, By Me, Through Me, As Me), adapted from Michael Beckwith. Drawing on Tony Robbins, Dr. Joe Dispenza, Viktor Frankl, and Napoleon Hill, Sage explains the Curse of the White Rabbit, GOOP (Good Opinion of Other People), the financial thermostat, and lessons from his six months in Pentonville prison.

Dr. Lisa Miller, Columbia University professor and author of The Spiritual Child: The New Science of Parenting for Health and Lifelong Thriving, draws on 10 years of MRI research and a global study of 270,000 children to explain the three circuits of the awakened brain (bonding network, ventral attention network, parietal network). Covers the 4 P's framework (Practice, People, Purpose, Path), achieving vs. awakened relationships, spiritual injury, post-traumatic spiritual growth, and findings showing a strong spiritual life is 80% protective against addiction onset and 82% protective against completed teen suicide.

Hedge fund manager and Die With Zero author Bill Perkins discusses his framework for maximizing life fulfillment through memory dividends, time buckets, and the three-variable model of wealth, health, and time. Topics include the "life is like Tetris" concept, optimal timing for transferring wealth to children, breaking generational scarcity conditioning, net fulfillment over net worth, and three keys to earning more: belief, mindset, and consistency.

George Kamel, #1 national bestselling author of Breaking Free from Broke and co-host of The Ramsey Show, reveals the Baby Steps framework, debt snowball method, and SMART Spender framework (Self-awareness, Motive, Affordability, Research, Timing). Covers financial infidelity, lifestyle creep, the doom loop of emotional spending (Dr. Arthur Brooks), buy now pay later dangers (Klarna, 40% cart size increase), prediction markets, the Goldman Sachs finding that 40% of $500K+ earners live paycheck to paycheck, and Ramsey Solutions EveryDollar app.

Neuroscientist and mindset expert Emily McDonald, known as Emonthebrain, joins Lewis Howes to break down the neuroscience of identity shifting, neuroplasticity, and subconscious reprogramming. The conversation covers the default mode network, identity anchors, the kitten experiment in early neural development, law of attraction through a neuroscience lens, ADHD medication dependency, dopamine system hijacking through addiction, and Emily's personal journey from victim mindset and clinical depression to building a coaching business and social media platform reaching millions.