TOM
22 October - 9 mins
Podcast Series
iRadio's Groupchat
Money is something we all have to deal with, but it can feel like you’re expected to know the basics without ever being taught them.
Valerie is joined by Tom Hodgkinson, better known as Capital Conditioning on TikTok, to talk budgeting in real-life terms - from “paying yourself first” to simply getting a clear picture of what’s coming in and going out each month.
They also unpack what investing actually means, how it differs from saving, and why inflation matters more than people realise.
Plus, with the new Irish investment account announced as part of Budget 2027, Tom breaks down what the thresholds and limits really mean for the average person who wants to start investing without the ja...
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